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Can Your Mortgage Stay Above Water When Another Housing Bubble Pops?

The global financial crisis of 2008 was triggered by the irresponsible interbank trading of profitable mortgage-backed securities, which increased the demand for more home loans within the banking sector. To satiate the need for more mortgages, lenders made it easier for American borrowers to get their loan applications approved. Qualifying for a meager mortgage rate …

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Getting Ahead: Company Advancement Moves You Can Take Advantage Of

Many try to start businesses, but few ever get to really take them off the ground. Because of your hard work and dedication, you may find yourself in what you think is already a profitable venture, and you’re just focusing on keeping it running as it is. However, businesses survive by constantly changing and expanding, …

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Things to Consider Before Getting a Home Refinance Mortgage Loan

Homeowners who are struggling financially but still want to keep their homes will do whatever it takes to be able to pay for their mortgages. When going through tough financial times, homeowners bite the bullet and secure another loan to pay for their current debt at a lower interest rate. This is called a second …

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American IT Professionals Still Earn More than Their Global Counterparts

IT professionals in the U.S. earned the highest average annual salary in the world for 2018, which amounted between $100,000 and $125,000 based on a survey. Those in Asia have begun to catch up as well, while salaries in Europe fell to the third spot. Experience serves a significant role in determining a professional’s compensation, …

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Is It Time to Phase Out Old Cars in Favor of Electric Cars?

Is It Time to Phase Out Old Cars in Favor of Electric Cars?

There are currently over a billion cars produced and used around the world. Not including all the other types of vehicles and aircrafts powered by gas, you can imagine how much carbon monoxide and other gasses are spewed out into the atmosphere every day. It’s unsustainable, and unless something’s done to drastically decrease the amount …

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Living with Off-the-Grid Energy Can Help You Save Each Year

Living with Off-the-Grid Energy Can Help You Save Each Year

For most homeowners and people renting their own residential or commercial properties, getting an electric bill is inevitable. It’s a huge cost in utilities, around $1400 a year, a significant sum which many people are struggling to afford on top of water, food, rent, and other living costs incurred. Despite practices such as conserving electricity …

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